Insurance Programs

AD&D (accidental death & dismemberment) A free $2,000 AD&D (accidental death & dismemberment) insurance policy is available for members. See your Member Services Rep for details or call 281.331.2253. Home/Auto Insurance TruStage Auto … Learn More

Savings Accounts

To open a savings account simply takes a minimum deposit of $5. You begin earning interest on an account balance of $50 or more. While you’re at it, why not set up a … Learn More

Checking Accounts

Open a Chocolate Bayou checking account with just $50, get unlimited check writing, automatic payment options, direct deposit, and a 1/2% discount off the APR* off your next vehicle loan. Don’t forget to … Learn More

Christmas Club

Save for Christmas all year! Open a Christmas Club Account today, start earning interest and get a jump on the Holidays. Whatever you save will be transferred to your main account every November … Learn More

Kid’s Club

Good Saving Habits Start Early! Teach your children about saving, setting goals, and managing money with Chocolate Bayou’s Mudbug Kid’s Savings Club for kids age 0 – 12. Every Mudbug Saver Gets: Membership … Learn More

Debit Card

What is smaller than a tortilla chip and more powerful than a checkbook? Our debit card! Join the growing number of members who are choosing a Chocolate Bayou debit card over check writing. … Learn More

CDs / Money Markets / IRAs

It’s never too early to start saving for a rainy day, those big purchases or for your retirement. Chocolate Bayou offers a variety of short- and-long-term savings options. We have a financial advisor … Learn More

Home Banking / Bill Payer

Chocolate Bayou offers FREE Home Banking for anyone with a savings account and FREE Online Bill Payer for anyone with a checking account. Now you can manage your accounts, transfer funds, view cleared … Learn More

Financial Consulting

Do you need assistance planning your retirement, your estate, your children’s education, with life insurance or investing in 401(k)s, IRAs and SEPs? Investment services are available at Chocolate Bayou through SWBC Investment Services, … Learn More