DATES OF THE PROMOTION: The Fall for Sweet Savings Loan Promo/ Cash Drawing will begin on 12:01a.m. CST on Monday, Nov. 2, 2015 and will end December 31, 2015 at 11:59pm CST.
OPTIONS: Members closing on a $15,000 minimum loan in the offices of Chocolate Bayou Community Federal Credit Union (CBCFCU) may choose between 90 days no payments or $100 cash. These specific members will be entered into a drawing for $500 cash with the winner being announced the first week of January, 2016.
ELIGIBILITY: The Drawing is open to CBCFCU members who obtain a $15,000 minimum loan during the PROMOTION DATES. Employees or Board of Directors of CBCFCU and their immediate family members (parents, children, siblings or spouse, regardless of where they live, or persons living in same household, whether related or not), and its respective parent companies, divisions, affiliates, contractors, subsidiaries, distributors, sales representatives, retailers, advertising and promotion agencies, and any others engaged in the development, production, execution or distribution, of this Drawing, including, but not limited to, the entities supplying the Prizes herein, are not eligible to participate. The Drawing is void where restricted or prohibited by law.
HOW TO ENTER: To qualify for entry to the $500 cash drawing, members must apply for, and receive a loan of at least $15,000 from CBCFCU before January1, 2016. This loan must be closed in the CBCFCU offices.
Entries are made when the member closes the loan with CBCFCU.
PRIZE CONDITIONS: The $500 drawing prize is non-transferable. No substitutions. Winning member must sign and return within seven (7) days of receipt, a publicity release (the “Release”) and an IRS Form W-9 in order to claim the grand prize. If potential Winner fails to return the signed Release and/or IRS Form W-9 within seven (7) days of receiving it, potential Winner forfeits all rights to prize, and another winner will be selected. In the event it is deemed during the verification process that potential Grand Prize Winner does not have a unique, personal and valid Social Security number. To report tax liability associated with acceptance of the prize, potential Grand Prize Winner will be disqualified and another winner selected. Valid Social Security numbers will be determined by IRS requirements. Potential Prize Winner hereby consents to Chocolate Bayou Credit Union’s use of their names, likenesses, biographical information, in advertising without additional compensation. All taxes on the prizes are the sole responsibility of the prize winners.
Grand Prize Drawing CONDITIONS: This Grand Prize Drawing is subject to all applicable federal, state and local laws. By participating, entrants and their participating entities agree to be bound by these Official Rules and the decisions of CBCFCU and waive any right to claim ambiguity in the Grand Prize Drawing or these Official Rules.
ADDITIONAL TERMS: By participating, entrants agree to: a) the Official Rules and decision of the Grand Prize Drawing Administrator and CBCFCU, which shall be final in all respects; and b) release, discharge, and hold harmless CBCFCU, their respective affiliates, officers, directors, and employees from any liability, claims, or damages arising out of their participation in this promotion.