Credit Cards

MasterCard (regular & Gold)

Rates as low as: 9.18% – 17.65% APR

Chocolate Bayou offers MasterCard credit cards at affordable non-variable rates. MasterCard comes in either Regular or Gold cards. Why not pay your Chocolate Bayou credit card by phone with our EZ Pay system! This service is FREE. Your payment can be deducted from the Chocolate Bayou account of your choice. Simply call 1.888.502.9702 today to take advantage of this east payment method.

Payment Options

Rates are based on individual credit worthiness. Please see a Chocolate Bayou Loan Officer for an individual rate quote.

How To Login

View PDF: Logging into Online Access for Credit Cards

Apply for a credit card online

Our credit card process is quick and easy – complete the application and select Submit! Please remember that once the application is approved members will need to visit the credit union to sign the paperwork.

View the Forms/Applications Page