Overdraft Protection

With a Chocolate Bayou savings account, you automatically get FREE overdraft protection. And, you can apply for additional overdraft protection through a Line of Credit loan (certain eligibility requirements apply). For more information … Learn More

Direct Deposit

Why not GET DIRECT and save time with Direct Deposit. No more waiting in line. We accept Direct Deposit from any employer or government agency. See your Chocolate Bayou Member Services Rep for … Learn More

Money Orders & More

Chocolate Bayou offers cashier’s checks, money orders, two-party traveler’s checks and American Express Gift Checks. American Express Gift Cards are also available for a $3.95 fee. Come into the lobby today and let … Learn More

ATM / Drive-Thru

With your ATM card, you have access to your funds 24 hours a day. Even better, use our surcharge-free network and save on surcharge fees. Learn More

Wire Transfers

Wiring Instructions Send to: Catalyst Corporate Federal Credit Union, Dallas, Texas 75240 ABA #: 311990511 Credit to: Chocolate Bayou Community Federal Credit Union ABA#: 313176715 Further credit to: Member Name & Account # … Learn More

Safe Deposit Boxes

Our safe deposit boxes are located at the Alvin location and are constantly in demand. Please call us at 281.331.2253 concerning availability or to be placed on a waiting list.


Chocolate Bayou has several Notary Publics on-site to assist you. The fee is $6 per document for members and also non-members. Please call 281.331.2253 and ask for Member Services to check on the … Learn More

Financial Fridays

Fridays aren’t your average end-of-the-workweek days at Chocolate Bayou – they are Financial Fridays where members can meet with a financial adviser to plan investment strategies. Paul Grover, from SWBC Investment Services, is … Learn More

Auto Exams

A complete vehicle inspection BEFORE you buy your used vehicle can keep you from getting stuck with a lemon! And, when you close your Chocolate Bayou auto loan of $5,000 or more, your … Learn More

Shared Branching

Shared Branching enables Chocolate Bayou members to perform standard financial transactions to their accounts at other credit unions within the Shared Branching network (nationwide and abroad). Learn More

Audio Annie

Members may access their account 24-hours a day from a touch-tone phone. To view or download all the Audio Annie codes click here.  Dial Audio Annie at 281-331-8000.